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I had submitted several applications for houses and apartments but got denied by everyone. The Insurent Lease Guaranty is issued to the landlord when you have executed the Tenant Participation Agreement and paid the guaranty fee. Consider their position. Get more reviews from your customers with Birdeye. Find out how we combat fake reviews. Again, ONE question and one of their employees became enraged and defensive. Information is copyrighted and school data provided by GreatSchools.org. It's like having a whole new credit profile and starting over with zero credit and history. GREAT LOCATION! #1. We've. I have roughly 200 units in and around the Chicagoland area and can't spend time looking for a renter's cosigner if there is an issue. We work in all 50 states.No geolocation limit. I would like a refund for the $620 admin fee. I'm really hoping to at least speak to someone. If youre truly a business or helping people, your staff wouldnt be extremely rude, disrespectful, and throwing out wild accusations against me. We 'Pre-Screen' you based on the Qualifications from our Referral Partners and match you with the best company based on what you qualify for any what your requirements are. The risk of identity theft is significant, and can happen in much the same way as the wired money scam. They did not get approved. Bums!!! Even if you haven't found the perfect rental just yet, understanding the application process in advance will make everything a lot less stressful. I've had no problems or issues the entire time I used their services. The renter pays the one-time fee prior to the execution of the lease agreement with the landlord. My wife and I were in a bad spot with our credit due to medical bankruptcy so we couldn't get approved for rentals. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. Let our 6 years of second chance rental experience and team of case managers and rental specialist help you to rent again! We usually prequalify within 30 minutes and send Qualification Certificates and issue the Guaranty within 24 hours. Guaranteed Apartment Approval is the only name you need to know to get approved with the best Apartment or Single Family home with our Nationwide Service. I did everything right and still was not able to secure an apartment through them. Yes, loans with bad credit and guaranteed approval will always be a higher risk to the lender and because of this, they will price their loan accordingly. We have been around over 10 years now starting our business in 2009. Anyone can write a Trustpilot review. You can tell by the grammer/spelling on their site and the grammer/spelling in the paragraph that it's definitely the same person. What do I do if the apartment I choose is not an Insurent certified building? We are the #1 Apartment Approval Company in the nation. The job acceptance letter is sufficient verification of your annual income for you to be eligible to qualify for an Insurent Lease Guaranty. Their friendly This place and *********************** took money from my family after losing our home following covid. Yes. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. I asked a simple question of is this a scam and they got defensive. We get you Approved. I asked several of their apartments they claim to work with, and theyve never heard of this company or its affiliates. Our apartment guarantor service approvals are not credit-based. Seeing a listing online isn't enough in an age when anyone can copy and paste photos and a description. thanks again!! Use a cashier's check (which is easier to trace) or a credit card when possible. Easy, done. Read these reviews This company wasted my time and money. As a photographer, Dave has photographed wolves in their natural environment; he's also a scuba instructor and co-host of several podcasts. You can then forward all your documents to be fully approved and you can show the Insurent Qualification Certificate to brokers and landlords in any of the 3,500 Insurent participating buildings to expedite the lease approval process. TWO (2) FREE ASSIGNED PARKING are INCLUDED with the rent. Nearby ZIP codes include 92821 and 92822. I got a lease guarantor for my apartment here in brooklyn. I am thankful for their services they provide because I didnt have anyone to co-sign for me. ONE!!! or had a bad credit score, but with us, you can get approved for the apartment of your dreams. At the most this process should take 3days. Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. "If it doesn't feel right, it probably isn't right," Mermelstein said. We also qualify international students with Responsible Parties. Our beautiful renovated homes offer spacious 2 bedroom 2 bath floor plans. In the event that a building you are interested in is not currently in our database, please notify Insurent by email to. Now I call the 917-633-4703 number and its say's it's been Disconnected!!. Once we have a completed application, we can have an approval certificate for you in just a matter of hours. Guaranteed Apartment Approval cares about your needs. If you need a co-signer, apply with OneApp Guarantee. In the Real Estate Rental Agency category. The apartment approval process is similar to taking out a loanyou must prove that you're not a credit risk and can keep up with monthly payments. You can also review the chart on our website providing you an estimate of what rents are for luxury apartments in each state so you can have realistic expectations for what the rents are. Enjoy your new home and know we've got your back. This company literally helped prevent us from being homeless!! Sole Applicants or Applications with 2-4 Renters: Yes, you can apply for the Insurent Lease Guaranty with no application fee and be initially qualified and receive will an Insurent Qualification Certificate normally within 30 minutes. A third-party property management site like Avail can serve as an intermediary, performing your credit check on your and the listing agent's behalf. CreditLoan.com has offered online personal loans with same-day approval since 1998. I had an eviction on my record due to living with some roommates several years ago and they let the apartment get taken after I moved out but they were still living there until the lease was up. Thank you Alanda and Robert you truly are Angels Im Disguise. "Scammers place fraudulent listings, and when someone reaches out to them, they're instructed to wire money in order for them to hold it or take it off the market," he told Business Insider. Contact. A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. This company however called me answered all my questions. Each unit features central AC/Heat, stainless steel appliances, vinyl plank flooring, quartz countertops and much more. We've made it simple for property managers to approve more renters. If you have consistent, documented income and are an eviction-free renter, there is an excellent chance that we can help you get qualified for the place you love. Green Dot primor Visa Gold. If an international student, a Responsible Party (normally a father or mother overseas) who has a minimum annual income of 50x the monthly rent in their home country OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent in their home country or elsewhere. Learn more about Birdeye. I seriously recommend! Grow your business. You need a new address, email address and telephone number. We provide US and international students, recent graduates, retirees, international employed, the self-employed, relocating persons, and persons with significant cash liquid assets with more approval opportunities. TWO-BEDROOMS townhouse style with 1 1/2 BATH unit is available at STONEWOOD Apartments, in BREA, CA for immediate move in! I would not recommend that you do business with any type of business with Guaranteed Apartment Approval. Per our website it states the minimum income for our program is $4,500 a month household income. Also, I have proof and pictures of how professional their staff is. Guaranteed Apartment Approval Share Print Business Profile Guaranteed Apartment Approval Apartment Rental Service Contact Information 13854 Lakeside Cir Ste 402 Sterling Heights, MI. What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? What is the Insurent Lease Guaranty Program? The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". You have to be patient with responses as they get so many applicants.. they will get back to you, IF you qualify. Does the use of the Insurent Lease Guaranty mean that I cannot be evicted if I stop paying my rent or breach any other provision of the lease? Hahaha I asked ONE question!!! Who pays for the Insurent Lease Guaranty? Schools listed above are based on distance from the selected location and are just a sampling of the schools in . They applied one time and were approved instantly for a lease. We spoke to experts and found out some of the worst apartment-hunting scams that are taking place right now. 1: APPLY Apply at a participating property. Took about 5 days and then I called the property to make sure and I got confirmation from the manager it's a done deal. As a landlord, this is a no-brainer. On top of everything they do and wanted to help me even though I have horrible credit. Guaranteed Apartment Approval cares about your needs. Dear Mandy Blair, I see you requested an appointment on Wed, February 05, 10:35am 11:05am. I applied 48hours ago and haven't been contacted. Are there any additional fees or charges under the Insurent Lease Guaranty, other than the guaranty fee? Guranteed Apartment Approvals, Houston, Texas. We have seen every scenario and were here to help. The fee to co-sign is equal to 1-month's rent. This website uses cookies to improve your experience while you navigate through the website. Yes. I have to hand it to them not many people actually do what they say these days.I HIGHLY recommend these folks and if you have the same issues as me they are a SAFE bet thanks for the lovely review. No negative impact to your tax status. Very fast they got me my desired apartment. If I pay the guaranty fee and do not receive the apartment, do I receive a refund. Just because I asked if this was a scam they started saying I was throwing out wild accusations!!! My student loan debt and medical bills were keeping me from being approved but they saw thru that. That's good advice at every step of the process, from when you evaluate the online listing to when you sign for the keys. I felt good about it. Insist on seeing the property in person. They are very clear about this on their website the helped me and my son out of an abusive situation and able to rent a gorgeous apartment. Well I got approved. | Privacy Policy And while a lease isn't essential some landlords and renters are comfortable with a month-to-month agreement without one, you have no protection from being thrown out two months after carrying the last box through the door. Complete all required information and provide documents, Complete the lease guarantee premium payment, Theyll let your landlord know youve secured a lease guarantee. In the event that the insurer is required to make any payments to the landlord on your behalf, you will be subject to legal action for the full recovery of any such payments and your credit report will be negatively affected. Brokers and Leasing Agents benefit by being able to close deals quickly. Helping people get approved in all 50 states. I used this service for 2 years (Oct 2020-Oct 2022) and everything was exactly as advertised. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. Apartment hunting can feel like a virtual minefield of scams. Necessary cookies are absolutely essential for the website to function properly. for ways to Increase their Employee Overall Job Satisfaction. I cant thank OneApp enough because they were truly a blessing to my family. I actually did qualify for their program as one of their disrespectful staff gave me various apartments. The landlord will not countersign the lease until the Insurent Lease Guaranty has been issued to the landlord. Dave grew up in New Jersey before entering the Air Force to operate satellites, teach space operations, and do space launch planning. I would recommend this company. We screen and stand behind renters we verify. The Responsible Party is just a signatory on our Agreement and have nothing to do with the lease. Unfortunately not. They are helping me get a fresh start after a nasty divorce that ruined my credit history etc. Where Renters Are Approved And Landlords Never Lose. Ryan Coon, CEO of online property management platform. This company was really convenient for me when I relocated to NC. I wish I heard of them before spending hundreds of $ on applications. They're strict, but considering the business they're in, it's to be expected. In the event that you fall into that category, please email us at, Yes. Do my rights under my lease with a landlord change if I have an Insurent Lease Guaranty? This is because if applicants have a history of bankruptcy or late payments, lenders are not sure if applicants will be able to repay the loan. I live in a peaceful community right outside Atlanta, GA thanks to Guaranteed Apartment Approval helping me move in this brand new I'll remove this review if the company contacts me via phone not email and tells me what's going on sorry we could'nt help you. I am a college or professional school graduate with a job acceptance letter. It did for me. We also help with building credit with our step by step process. Best of all, you can get approved in 30 minutes at the lowest guaranty prices, and the Guaranty is normally issued within 24 hours. Credit Scores don't matter. | Terms of Use GET ACCEPTED We qualify an international student or U.S. student based on their father (or mother or some relative overseas or here) being a Responsible Party solely on our Agreement. My credit got damaged years ago due to a divorce. I applaud and recommend corp-moves to anyone who needs assistance in securing a lease. This might sound paranoid, but remember that just being in the apartment isn't always a guarantee that the agent is legitimate. "This happens a lot in the short-term space," Coon said, referring to Airbnb-style rentals. The website states that the annual income or collective annual income must equal a minimum of 27.5x the monthly rent. Home Approval. good luck finding another cosigner/guarantor - note: we never changed you a penny. Cookie Settings Accept All Please Provide 3 Check Stubs or Bank Statement if Self Employed. Acceptable Applications Include Renters With: It is important the lease is read fully and understood before signing it. Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. ********************************************************. Expected bonuses are reviewed and may be given different weights, depending on your historical receipt of such bonuses, and the certainty of receiving such bonus. You should prepare before moving the first piece of furniture through the door by photographing every room in detail to show existing damage and condition and email the photos to ensure there's a date proving when they were taken. Regardless of your income or past, we'll back you on your lease and help you move forward. "These charges could deplete your entire security deposit. He then spent eight years as a content lead on the Windows team at Microsoft. (*this data captured by a data analytics tool) A CPN is a Credit Privacy Number that protects your private credit information.The use of a CPN is legal and permissible. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. to help you find the perfect apartment or home for your family! Currently, the Insurent Lease Guaranty is applicable to apartments located in New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. And that wasn't even the worst possible outcome. the FREEDOM to live where they want! Then after another 3 to 4 days of waiting I was told they looked up my renters history through my drivers license. Need help Getting Approved. Pre-screening is totally free! The reality is that background checks are fairly standardized and shouldn't cost more than about $50 or $75. From the multiple email addresses used to contact us, when we clearly tell our agents to avoid confrontation with such vile human beings.TEXT MSG THREAT:Text Message: https://ibb.co/NsrPDmFAnyone should steer clear of this woman Annalise Foxx and her delusions grandeur, infalted sense of importance where she feels she is exempt from rules others have to follow, or wait to be attended to or she will cry out fowl that your business is a SCAM.Scams particularly invloves someone calling another and the other party losing money. It's easier for property managers to say yes to these renters when they have a co-signer. Everyone that fills out an inquiry gets property choices to review, if we have any, before applying. Follow the rules--basically be a good tenant--and things will work out well for you with this company. Oh did I mention they got me into a very very new apartment complex and its very modern and so beautiful. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. The cookie is used to store the user consent for the cookies in the category "Performance". Yes. The landlord (or potential scammer) can't run off with your personal information, because they never see it. We process all Rental Credit applications on your behalf! Thank You! Submit copies of your 2 most recent pay stubs over the past 30 days or a letter from your new employer, and Copy of Drivers license or Passport and Visa (if Non-US). Be careful with these gauranteed apartment approval companies. "When you move out, your landlord will try to recoup all of the money that they can for repairs, even if the property was damaged prior to you moving in," Shawn Breyer, a real estate agent in Georgia, told Business Insider. The property may require other fees and deposits. "Never wire money to someone if you aren't confident they're who they say they are, because once you do, the money is gone. 4.6. See how weve become the industry leader over the past 8 years. YOUR APPROVAL IS 100% GUARANTEED SIGN UP NOW! A Responsible Party would be a person (normally a father, mother or relative) here or overseas (if you are relocating from outside the U.S.) who meets either of the following tests: (i) such person(s) has a minimum annual income (in their home country) of a minimum of 50x the monthly rent you are seeking or (ii) such person has cash liquid assets or marketable securities (in their home country) equal to a minimum of 80x the monthly rent that you are seeking. Reply from Luxury No Credit Check Apt Approval and Lease Guarantor. Reach out anytime. GUARANTEED RENTAL APPROVAL; . We've rounded up the most common scams and ways to avoid them. Transunion & Equifax will reflect your solid payment history. I received excellent service from this company. Close deals quickly with no need for cosigners. . Self-employed people are eligible to qualify for an Insurent Lease Guaranty. Our Apartment Approval Program is the best in the nation. We'll contact your three apartments or single family rental choices listed on your Application for approval. Fast Affordable Reliable. I contacted these apartments myself easily and was able to get all my questions answered, some worked remotely so a simple email got the answers ****** and Ms. ***** told me they couldnt get. In closing, I highly recommend Guaranteed Apartment Approval Corporate Leasing Program to any company looking Over 90,000 businesses use Birdeye everyday to get more reviews and manage all customer feedback. Second Chance Apartments Near Me 888-251-2247. We may decide to put the occupant as a signatory on the Insurent Tenant Participation Agreement wherein both of you will be joint and severally liable. No. The Green Dot primor card is unique among bad credit secured credit cards. While meeting the listing agent in person and walking through the apartment in real life are critical, you can do more to keep your personal information safe. Do all landlords in the NYC metropolitan area accept the Insurent Lease Guaranty? Just trying to see if it allows me to post a reply.hmm.. Which I never did due to the covid-19 pandemic. The best part is theyre Nationwide, so even if you have staff in Multiple States, Hold up your end of the deal and so will they. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. Country Woods Apartment Homes. Always insist on seeing the property in person before proceeding with any additional apartment renting steps. But first, it's important to understand what a personal loan is and is not. Can the Insurent Program help me if I just have significant cash liquid assets or marketable securities? The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. While it has an annual fee, it's lower than many competitors and it reports payments to all three credit scores. Finding the perfect apartment is every city-dwellers dream, but only becomes a reality if you can meet strict financial and credit requirements imposed by landlords. We declined the appointment. Once approved for an apartment, most apartments will require a signed lease. CONTACTING THE *** We highly recommend Guaranteed Apartment Approval Bait-and-switch tactics offering one thing but actually selling another are a common trick in lots of retail businesses. About 250 E Acacia St. ****** seemed argumentative at times and I never was able to speak to corporate, I wasnt able to speak to anyone but ******. I am very happy with my new place! That can mean looking up the person online and calling the office to make sure you're dealing with a legitimate agent.